Business Savings and CDs

Features and Benefits	Business Savings	Business Money Market (5)	Certificate of Deposit (6)
Opening Deposit	$25	$2,500	$500
Minimum Balance (1)	$25	$2,500	$500
Minimum Balance Fee (1)	$5	$10	N/A
Competitive Interest Rate
Tiered Interest Rates
Free Online Banking (2)
Link to checking for overdraft protection (8)
FDIC Coverage(7)
	Learn More	Learn More	Learn More

Disclosures
(1) If your balance requirement falls below the minimum balance requirement during the statement cycle or the month, you may be charged a service fee. Please see "Learn More" for more information on account fees and services.
(2) Other service fees may apply. Please click "Learn More" above for additional information on account fees and services.
(3) Federal Regulation Disclosure on Transaction Limitations on Savings Accounts and Money Market Deposit Accounts: During any month (4-week period), not more than SIX (6) non-covered withdrawals or transfers to another Bank account or to a third party may be made by means of a pre-authorized, automatic transfer or telephonic order or instruction, whether initiated by check, draft, debit card, or similar order to a third party. This transaction limitation includes online banking account transfers and bill payments. The Bank is required to take steps to prevent excessive transactions.
(4) Federal Regulation Excessive Transactions on Savings Accounts and Money Market Deposit Accounts: Withdrawals or transfers by mail, in person at one of our offices, and through an ATM are unlimited and are not subject to the SIX (6) non-covered transfers or withdrawals limitations. Transfers or withdrawals in excess of the SIX (6) transfers or withdrawals limitation as described may be subject to an excess transaction fee or account service fee. Customers who continue to exceed these limits after being contacted by the Bank, requires that either the account be closed or that the account be changed to a transaction account that the customer is eligible to maintain. Other service fees may apply.
(5) Deposits may not be available for immediate withdrawal, subject to bank regulations pertaining to check collection schedules and holds on deposited items.
(6) A penalty is imposed for early withdrawal. Fees could reduce the earnings on the account.
(7)Accounts are covered by FDIC insurance up to the maximum allowed by law.
(8) This service may be a less expensive alternative than the payment of overdraft or non-sufficient funds fees, please ask financial services representative for more details.