Business Treasury Products

At Vantage Bank Texas, our people know you want services that can give you the advantage.

Cash Management Solutions

Save time and money and have the information and services you need right at your fingertips. At Vantage Bank Texas, our expert bankers will help you find the right Cash Management Solutions to streamline your business operations. Take a look at our offerings to see what’s right for your needs.

Merchant Services

In merchant services, as in most of banking, there is no one product that suits every client. Vantage Bank Texas in parnership with Security Card Service, offers each merchant the technology most suited to your business - whether you process a handful of transactions a week or millions.
From check and card readers to point-of-sale, contactless, and wireless terminals, we offer an array of products and services through many respected manufacturers to ensure you can handle any client payment method.

person doing a payment on a computer

Grow your revenue by expanding your payments possibilities

We offer payment solutions to help make your payment processing more efficient and profitable. Our quality and service, combined with our proven payment industry expertise, uniquely positions us to meet the needs of your business now and in the future.

  • Quick and seamless startup
  • Terminal, Point-of-Sale systems, Mobile and Internet based solutions
  • Customized Gift Card
  • Accept all Major Credit and Debit Cards. Visa®, MasterCard®, Discover®, American Express®, JCB® and Fleet Cards
  • Customized Online Reporting
  • Equipment Assurance Program
  • 24/7/365 Technical Support

To apply today or for additional information call 1-877-627-9099 or email us.

Disclosures
(1) Subject to approval.
(2) Restrictions and other service fees may apply.
(3) Merchant Services is available to eligible and qualified business customers only.

Terminals and Point-of-Sale Solutions

  • Improve cash flow with our quick and reliable settlement for funding payments into your bank account.
  • Accept chip cards with our EMV ready solutions.
  • Choose from cloud connected, tablet based POS systems for payment processing and business management.
  • Versatile terminal options based on your connectivity needs: dial-up, Ethernet, contactless and Bluetooth.
  • Collect customer data to better market to your customers and increase sales.

Mobile Solutions

  • Turn your smart phone or tablet into a device with all the payment processing power you need through our encrypted card reader.
  • Swipe and process card payments quickly and securely, at a fraction of the cost of wireless terminal.
  • Manage payments in the palm of your hand with our app ( available for both Apple and Android)

Security Solutions

  • Offers Payment Card Industry compliance and validation support.
  • Provides enhanced security solutions to help protect your business.

Debit Card Processing

  • Authorization and payment of PIN-based and signature-based debit transactions.

Online Reporting Portal

  • Convenient one-stop resource center to access statements, transaction detail and payment summaries.
  • Review chargeback and retrieval request.
  • Export Excel, CSV, and PDF file formats for easier reconciliation and accounting purposes.

Internet Solutions

  • Improve sales, enhance customer satisfaction and reduce fraud risk by accepting payments through your website.
  • Secure your client data through an internet-based, real time credit and check payment application which has the highest levels of encryption and security protocols. Our leading Internet Protocol(IP)-based payment gateways provide solutions that you can trust.
  • Manage your payments, search for customer data, customize email receipts, set up recurring payment schedules, and configure fraud tools to help deter unauthorized transactions.

Gift Cards

  • Customize gift cards with your brand, or select one of our simple card designs.
  • Track usage and offer rewards.
  • Promote your business, encourage repeat customers and increase your sales.


Remote Deposit Capture (RDC)

Spend your time making your business grow-not making trips to the bank. Our secure Remote Deposit Capture system gives you a safe and easy way to scan and deposit checks right from your place of business, any time.

person doing a payment on a computer

Advantages

    • Saves time and money by minimizing trips to the bank
    • You can store the digital check image for up to 2 years
    • This system is accessible 24/7 on your office computer
    • Faster notifications of return items
    • Reporting capabilities
    • Easy to follow instructions and interface makes depositing through RDC an easy and simple process

To access the RDC login, click here

For setup information, please visit your local branch or please call us at 1-877-627-9099 or email us.

Disclosures
(1) Subject to approval.
(2) Any deposits made before 7 pm will post to the designated account the same business day, however check deposits may be subject to holds.
(3) RDC is currently available to Business customers only. Original check items must be retained for a minimum of 15 days from date of deposit in a secured and limited access area. After 15 days from deposit, the original check items must be destroyed no later than 60 days from the date of deposit.
(4)Other service fees may apply.



Automatic Clearing House (ACH)

Take charge of your cash with up-to-the-minute information and maximum flexibility. ACH allows businesses to make secure electronic payments to vendors, employees, and even government agencies.

person doing a payment on a computer

Advantages

  • Save time & money by minimizing paper checks and postage fees
  • Increase employee satisfaction with direct deposit
  • Reduce the risk of paper check fraud
  • Control when payments clear your account
  • Manage excess cash with cash concentration
  • Improve efficiency by scheduling payments in advance

For setup information, please visit your local branch or please call us at 1-877-627-9099 or email us.

What Kind of Payments?

  • Direct deposits
  • Vendor payments
  • Tax payments
  • Government agency payments
  • Cash concentration

Disclosures
(1) Subject to approval.
(2) ACH is currently available to Business customers only.
(3) We require a minimum 2 day processing time for ACH submissions.
(4) Other service fees may apply. Please refer to our ACH Originator Agreement and ACH Provisions for more information on ACH services and fees.